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Terms of Use

Last updated: December 1, 2025

Acceptance of Terms

By accessing and using myFinanceCal ("the Service"), you accept and agree to be bound by these Terms of Use. If you do not agree, please do not use our Service.

Use of Calculators

Our financial calculators are provided for informational and educational purposes only. They are designed to help you:

  • Understand potential financial outcomes
  • Compare different scenarios
  • Plan your financial decisions

Results are estimates based on assumptions and may not reflect actual outcomes. Always consult with qualified financial advisors before making financial decisions.

No Financial Advice

myFinanceCal does not provide financial, investment, tax, or legal advice. Our calculators do not constitute professional advice. We are not licensed financial advisors, and nothing on this site should be construed as personalized recommendations.

Accuracy and Reliability

While we strive for accuracy, we make no warranties about:

  • Completeness or accuracy of calculations
  • Fitness for your particular purpose
  • Real-world applicability of results
  • Timeliness of information

Financial products, interest rates, tax laws, and market conditions change constantly. Always verify critical information with official sources.

Limitation of Liability

To the maximum extent permitted by law, myFinanceCal shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Service, including but not limited to financial losses, data loss, or business interruption.

User Responsibilities

You agree to:

  • Use the Service lawfully and appropriately
  • Not attempt to hack, reverse-engineer, or disrupt the Service
  • Verify calculations independently before financial decisions
  • Not rely solely on our calculators for financial planning

Intellectual Property

All content, design, code, and calculators on myFinanceCal are protected by copyright and intellectual property laws. You may use our calculators for personal, non-commercial purposes. Commercial use, redistribution, or republishing requires written permission.

External Links

Our Service may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of external sites. Links do not imply endorsement.

Changes to Service

We reserve the right to modify, suspend, or discontinue the Service at any time without notice. We are not liable for any changes or interruptions to the Service.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to conflict of law principles. Any disputes shall be subject to the exclusive jurisdiction of courts in Bangalore, India.

Contact

For questions about these Terms, contact us at: legal@myfinancecal.com

⚠️ Important Disclaimer

Always consult qualified professionals before making financial decisions. Our calculators provide estimates only. Actual loan terms, investment returns, and tax implications vary by individual circumstances, lender policies, market conditions, and regulatory changes.