Important Disclaimer
Educational Purpose Only: These guides demonstrate how to use our calculators for various financial planning scenarios. We are not financial advisors and do not provide personalized financial advice. All examples, numbers, and strategies shown are illustrative only and may not reflect actual market conditions or outcomes. Please consult a certified financial planner or advisor before making any financial, investment, or borrowing decisions.
đ Financial Planning Guides
Learn how to use our calculators to explore financial scenarios. Each guide demonstrates practical examples and shows you how to model your own situation.
Wealth Building
Build Wealth with SIP: Complete Beginner's Guide
Learn how to use systematic investment plans to build long-term wealth. Includes target calculation, fund selection, and real examples like âš10 crore retirement corpus.
Step-up SIP: Reach âš1 Crore Faster
Discover how a 10% annual increase can double your corpus. Learn why âš5,000/month with step-up beats âš10,000 fixed SIP for long-term goals.
Loan Optimization
How to Finish Your Home Loan 5 Years Early
Practical strategies to close your home loan early using EMI increases and planned prepayments. Step-by-step approach to save lakhs in interest.
EMI Increase vs Lumpsum: Which Saves More?
Compare EMI step-up versus lumpsum prepayments. Learn which strategy works best based on your cash flow and financial discipline.
Target Payoff by 2030: Exact Steps
Plan backwards from your goal year. Use calculators to find the exact EMI or lumpsum needed to finish your loan by a specific date.
Smart Car Loan Strategies: Save Lakhs
Minimize car loan interest with the right tenure, down payment, and prepayment strategy. Avoid common dealer tricks and make informed decisions.
Smart Decisions
Affordability & Planning
How Much Emergency Fund Do You Need?
Calculate your ideal emergency fund based on job stability, expenses, and EMIs. Learn where to keep it and how to build it systematically.
Children Education Planning: Start Early, Stress Less
Plan for rising education costs with 9% inflation. Learn how to build âš15-70 lakh corpus for UG/PG in India or abroad using SIP strategies.
Ready to Take Action?
Each guide is paired with powerful calculators to help you plan your financial future. Start with any calculator below.
Why Read Our Financial Guides?
â Actionable Steps
Every guide includes specific action plans, not just theory. You'll know exactly what to do next.
đ Real Examples
Learn from real-life scenarios with actual numbers. See how strategies work for different income levels and goals.
𧎠Calculator Integration
Each guide links to relevant calculators so you can model your own scenario and make informed decisions.
Topics Covered
- Wealth Building: SIP investing, step-up strategies, goal-based planning, retirement corpus
- Loan Management: Home loan prepayment, car loan optimization, EMI strategies, interest savings
- Smart Decisions: Prepay vs invest analysis, tax considerations, liquidity management
- Life Planning: Emergency fund calculation, children education planning, risk management
- Optimization: Maximize returns, minimize interest, balance risk and reward