Privacy Policy

Our Commitment to Privacy

At myFinanceCal, we believe in radical transparency and user privacy. All calculations are performed entirely in your browser. We do not collect, store, or transmit any of your financial data to our servers.

What We Don't Collect

• Personal information (name, email, phone)
• Financial data (loan amounts, income, investments)
• Location data
• Device identifiers
• Cookies (we are completely cookie-free)

Analytics

We use Plausible Analytics, a privacy-friendly, open-source analytics platform that:

• Does not use cookies
• Does not collect personal data
• Does not track users across websites
• Is fully compliant with GDPR, CCPA, and PECR
• Provides only aggregate, anonymous statistics (page views, referrers)

You can learn more about Plausible's privacy practices at plausible.io/privacy.

How Our Calculators Work

All calculations happen locally in your browser using JavaScript. When you input numbers into our calculators:

1. Data stays on your device
2. Calculations are performed by your browser
3. Nothing is sent to our servers
4. No database storage occurs

You can even use our calculators completely offline after the page loads. Try disconnecting your internet - the tools still work!

Third-Party Services

We use the following third-party services:

• Google Fonts - For typography (loaded with privacy-preserving attributes)
• Plausible Analytics - For privacy-friendly usage statistics (as described above)
• CDN providers - For fast, cached delivery of HTML/CSS/JS assets

Your Rights

Since we don't collect personal data, there's nothing for us to delete, export, or modify. However, you have the right to:

• Use our calculators completely anonymously
• Block analytics (use ad blockers or browser privacy extensions)
• Request information about our data practices (contact us anytime)

Children's Privacy

Our service is not directed to children under 13. We do not knowingly collect information from children. Since we don't collect personal data from anyone, this protection applies universally.

Changes to This Policy

We may update this privacy policy occasionally. Any changes will be posted on this page with an updated "Last updated" date. Continued use of myFinanceCal after changes constitutes acceptance of the updated policy.

Contact Us

If you have questions about this privacy policy, please contact us at: privacy@myfinancecal.com