Privacy Policy

Our Commitment to Privacy

At myFinanceCal, we believe in radical transparency and user privacy. All calculations are performed entirely in your browser. We do not collect, store, or transmit any of your financial data to our servers.

What We Don't Collect

• Personal information (name, email, phone)
• Financial data (loan amounts, income, investments)
• Precise location data
• Personal device identifiers

Note: Google Analytics may set cookies for anonymous usage tracking. These cookies do not contain personal information and are used solely for aggregate statistics.

Analytics

We use Google Analytics to understand how visitors use our calculators and to improve user experience. The analytics we collect include:

• Anonymous usage statistics (page views, calculator usage)
• General location data (country/city level, not precise location)
• Device and browser information
• Traffic sources and referrers

Google Analytics may use cookies to track aggregate usage patterns. However, we have configured it to anonymize IP addresses and respect Do Not Track browser settings where possible.

You can learn more about Google Analytics privacy practices at Google Privacy Policy or opt out using the Google Analytics Opt-out Browser Add-on.

How Our Calculators Work

All calculations happen locally in your browser using JavaScript. When you input numbers into our calculators:

1. Data stays on your device
2. Calculations are performed by your browser
3. Nothing is sent to our servers
4. No database storage occurs

You can even use our calculators completely offline after the page loads. Try disconnecting your internet - the tools still work!

Third-Party Services

We use the following third-party services:

• Google Analytics - For anonymous usage statistics (as described above)
• Google Fonts - For typography (loaded with privacy-preserving attributes)
• CDN providers - For fast, cached delivery of HTML/CSS/JS assets

Your Rights

Since we don't collect personal data, there's nothing for us to delete, export, or modify. However, you have the right to:

• Use our calculators completely anonymously
• Block analytics (use ad blockers or browser privacy extensions)
• Request information about our data practices (contact us anytime)

Children's Privacy

Our service is not directed to children under 13. We do not knowingly collect information from children. Since we don't collect personal data from anyone, this protection applies universally.

Changes to This Policy

We may update this privacy policy occasionally. Any changes will be posted on this page with an updated "Last updated" date. Continued use of myFinanceCal after changes constitutes acceptance of the updated policy.

Contact Us

If you have questions about this privacy policy, please contact us at: myfinancecal.app@gmail.com