About myFinanceCal
Our Mission
myFinanceCal was created to democratize financial planning tools. We believe everyone deserves access to sophisticated calculators that help them make informed decisions about loans, investments, and wealth building—without paying for expensive financial advisors or compromising their privacy.
Our calculators are designed to be intuitive for beginners yet powerful enough for experienced planners. Whether you're buying your first home, optimizing loan prepayments, or planning retirement through SIP investments, we provide the tools you need to take control of your financial future.
What We Offer
- ✓ Loan Planning Tools: Home, car, personal, and education loan calculators with detailed amortization schedules and prepayment optimization strategies.
- ✓ Investment Calculators: SIP, step-up SIP, lumpsum, and goal-based calculators to plan your wealth accumulation journey.
- ✓ Affordability & Planning: Emergency fund planner and children education planner to help you prepare for life's important milestones.
- ✓ Comparison Tools: Unique calculators like "Prepay vs Invest" and "EMI Increase Impact" that help you choose between competing financial strategies.
- ✓ Visual Insights: Interactive charts, timeline views, and detailed breakdowns that make complex financial data easy to understand.
Why Trust myFinanceCal?
🔒 Privacy First
All calculations run locally in your browser. We don't collect, store, or transmit your financial data. No sign-ups, no tracking, no data sharing with third parties.
📐 Accurate Formulas
Our calculators use industry-standard financial formulas (EMI = P × r × (1 + r)^n / ((1 + r)^n - 1), compound interest, etc.) verified against banking calculators.
🆓 Completely Free
No hidden fees, no premium tiers, no credit card required. We're ad-supported to keep all features free for everyone, forever.
🎯 Actionable Results
Every calculator provides clear recommendations, scenario comparisons, and downloadable breakdowns you can use for actual financial planning.
Who We Serve
First-time Borrowers: Understand loan mechanics, compare EMI options, and plan prepayment strategies before committing to major debt.
Existing Loan Holders: Optimize your current loans with prepayment calculators, EMI increase simulators, and payoff timeline planners.
New Investors: Learn about SIP investing, compound growth, and goal-based planning through interactive calculators that show you the math behind wealth building.
Financial Planners: Use our tools as a starting point for client discussions or to validate your own calculations with transparent formulas.
Our Commitment
We're continuously improving our calculators based on user feedback. While we strive for accuracy, our tools are meant for planning purposes—always verify final numbers with your lender or financial advisor before making major decisions.
Questions, suggestions, or bugs? Reach us at myfinancecal.app@gmail.com. We typically respond within 24 hours.
Ready to Take Control?
Start with any calculator below and see how small changes can make big differences.