Finance Calculators

Free calculators to plan loans, investments, and goals — get instant, actionable results in your browser.

Featured Tools

💰 Loan Prepayment

Compare one-time vs recurring prepayments and see interest & tenure savings.

📊 Step-up EMI

Model annual or one-time EMI increases and plan to hit a target payoff year.

🔁 Prepay vs Invest

Should you prepay your loan or invest surplus cash? Compare outcomes instantly.

🏠↔🏡 EMI vs Rent

Compare buying vs renting with net-worth projections, break-even analysis, and cash flow.

⚡ Loan Prepayment & Optimization

Loan Prepayment

Compare strategies & save interest

Step-up EMI

Potential savings by increasing EMI

Prepay vs Invest

Compare prepayment vs investing surplus

💰 Wealth Calculators

Step-up SIP

Auto-increasing monthly investments

Required SIP

Goal based monthly SIP required

Required Lumpsum

Goal based one-time amount required

SIP

Standard monthly SIP growth

Lumpsum

Future value of one-time invest

🛡️ Affordability & Planning

Emergency Fund

Buffer for job loss and medical shocks

Children Education

Save for your child's future education

EMI vs Rent

Buying vs renting with net-worth & break-even

💸 Standard Loan Calculators

Home Loan Eligibility

Estimate max home loan eligibility

Home Loan EMI

Calculate home loan EMI & interest

Car Loan EMI

Plan your car purchase financing

Personal Loan EMI

Personal loan EMI calculator

Education Loan EMI

Student loan repayment planner

Explore More Scenarios

Grouped quick links

Why myFinanceCal?

Free, financial calculators for Loans prepayent, EMI impact, Emergency fund, SIPs and Investments planning. All calculations run locally in your browser—we don't collect or store your data. Get instant, accurate results using industry-standard formulas, with clear visualizations and actionable recommendations.

Built for borrowers, investors, and financial planners. Learn more →